When You Need a Jumbo Loan
Any loan above the conforming limit for your county is a jumbo loan. In most Florida counties that threshold sits in the mid-$700,000s, with higher limits in some high-cost areas.
Qualifying for a Jumbo
Jumbo loans typically require strong credit (often 700+), larger down payments, and cash reserves. We also offer alternative-documentation options for self-employed and high-net-worth buyers.
Are Jumbo Rates Higher?
Not always. For well-qualified borrowers, jumbo rates can be very competitive with conforming loans. Call 813-906-5886 to explore your luxury financing options.